Essential Option


Primary Care Benefit

Annual limit: ZMK 2 000 000 per member per annum

General Practitioner (GP) ConsultationsAnnual limit
Acute medicineZMK 600 000 per member per annum
Chronic benefitZMK 800 000 per member per annum
DentistryZMK 300 000 per member per annum
OptometryZMK 300 000 per member per annum
Pathology and RadiologyAnnual limit
 

Hospital Benefit

Annual limit: ZMK 6 000 000 per member per annum
Benefits payable at 100% of agreed tariff (Zambia Price List).
Hospital benefit covers medical expenses incurred when hospitalised, including
doctors, specialists, operations, anaesthesia, etc.

Hospital limitAnnual limit ZMK 6 000 000 per member
Specialists, doctors, etc in hosptalIncluded in hospital limit
Medicine to take home (TTO)3 days' supply